Professional skips are skilled at defrauding businesses and they make it their mission to get a substantial cut of your profits. They know exactly how to navigate the application, order verification and new subscriber process to get approval with false information. They may be using a recently issued, invalid, or deceased Social Security number, or they may already have open agreements for similar merchandise or loans with other companies.

Knowing these facts about your customers up-front may prevent you from becoming one of the many businesses trying to locate and collect on charge-offs or missing merchandise. Stop guessing and get the facts on your customers. Our fraud detection services provide you with information that makes it easy to identify a professional skip and allows you to effectively protect your bottom line from potential losses.

SocialGuard® - This service evaluates the submitted Social Security number (SSN) to determine if the SSN has ever been issued by the Social Security Administration or if it is associated with a deceased individual. We compare the number against a file of over 72 million records, which is continuously updated. If the SSN has been issued, the state and date of issue is returned. If the SSN was issued in the past 5 years, a recent issue warning is delivered. This may require further verification of the consumer's identity.

SkipGuard® - This service alerts you if an applicant has obtained multiple loans or rented similar merchandise within a recent time period.