Teletrack offers unique, non-traditional consumer credit data that provides you with critical information on your applicant's activity in the specialty finance market. Data that is proven to highlight underlying credit risk over traditional bureaus throughout the credit cycle — in originations, servicing, collections, and recovery. Incorporating Teletrack data into your risk assessment models helps you get a more complete applicant picture. Utilization of Teletrack's non-traditional credit data strengthens predictive models, increases the effectiveness of collections and recovery efforts, and improves skip tracing, enabling you to increase the rate of return on your non-prime portfolios.

NON-TRADITIONAL CONSUMER CREDIT INFORMATION
Teletrack's unique data is contributed by payday advance merchants, rental purchase businesses, and related companies interacting with non-traditional credit consumers. If a traditional credit report indicates that an applicant has a large gap in his or her credit history, this may not mean that the individual is inactive. Accessing Teletrack can give you insight into consumers that are active in the secondary market.

The key to providing financing services to non-prime consumers is structuring deals that effectively mitigate risk — so Teletrack helps you maximize opportunities. Our services offer you the ability to cost-effectively view an applicant’s past payment history, and based on that, better help you predict how he or she will behave in the future. Find out critical details about the applicant’s past payment history that may include a history of charging-off on agreements with other businesses, outstanding deficiency balances, a history of repossession or fraudulent use of a Social Security number.