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TELETRACK ANNOUNCES A NEW INTERNET SCORECARD

~ CyberScore™ Boosts the Speed and Consistency of
Online Payday Advance Processing ~

NORCROSS, Ga., February 21, 2007—Teletrack, Inc., a provider of non-traditional consumer information, announced the launch of a credit scoring model designed specifically for online payday advance transactions. CyberScore™ brings consistency and speed to the online loan origination process by helping you create a faster and more efficient underwriting process that leverages the strengths of Teletrack's data.

Developed and validated by Scoring Solutions, Inc., the empirically derived model facilitates the automated processing of online loan applications. “CyberScore was created using online transaction performance data to hhelp accurately calibrate the probability of default," said John Kaltenbach, Director of Internet Sales for Teletrack. "Our solution provides a finer differentiation of risk because it reviews key performance data that strongly correlates with payday advance transactions processed online."

CyberScore applies different weights to inquiries and loan data reported by Internet lenders as opposed to activity reported by from storefront based lenders. In addition, credit activity reported from other industries augments the validity of CyberScore. Information from auto finance companies, rental purchase stores, and other non-traditional credit grantors, along with public record data is used to enhance the predictability of every transaction. The depth and breadth of Teletrack's consumer data enables smart, fast decisioning.

CyberScore is available today directly from Teletrack, Inc., and is easily integrated into your current underwriting process.

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